With this year’s changes in healthcare many people who think that what their physician has ordered or what they want should be paid for by their insurance. They also may believe that since they pay for insurance there should be no cost for the study. Both of these are not true.
Who Truly Makes the Decisions
If you have insurance they will review any order and decide whether it is justified by doing a prior authorization. At that time the authorization is done they can do several things,
Let’s Talk Money
Understanding the difference between premiums, copays and deductibles can be confusing; but each of these are different aspects of the insurance.
You doctor knows what is best for you but remember you get to have some input into your care.